Terms of Use

By using this Website, you acknowledge your assent to the conditions of use set out below without limitation or qualification. Please read these Terms carefully before using this Website. These Terms may be revised at any time by updating this posting. You shall be bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.

  • Section 41 of Insurance Act 1938 (Prohibition of rebates):

    Statutory warning - Every proposal for an insurance product shall carry the following stipulation as prescribed in section 41 of the Insurance Act, 1938 (4 of 1938) - "No person shall allow or offer to allow either directly or indirectly as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or tables of the insurers". If any person fails to comply with sub regulation (1) above, he shall be liable to payment of a fine which may extend to rupees five hundred.
  • 64 VB :

    Commencement of risk cover under the policy is subject to receipt and realisation of payable premium by Tata AIG General Insurance Company Limited.
  • Disclaimer:

    TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE MATERIALS ON THIS WEBSITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED AND TATA AIG GENERAL INSURANCE COMPANY LIMITED DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Tata AIG does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. Tata AIG does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You (and not Tata AIG) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. This Website may be linked to other websites which are not maintained by Tata AIG. Tata AIG is not responsible for the content of such linked websites. The inclusion of any link to such websites does not imply approval of or endorsement by Tata AIG of the linked websites or the contents thereof.

    This website may be linked to other websites which are not maintained by Tata AIG. Tata AIG is not responsible for the content of those websites. The inclusion of any link to such websites does not imply approval of or endorsement by Tata AIG of the websites or the content thereof.

  • Limitation of liability:

    While Tata AIG uses reasonable efforts to include accurate and up to date information on this Website, errors or omissions sometimes occur. Tata AIG makes no warranties or representations as to the accuracy of the content of this Website. Under no circumstances, including, but not limited to negligence, shall Tata AIG or any party involved in creating, producing, or delivering the Website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this Website, even if Tata AIG or a Tata AIG authorised representative has been advised of the possibility of such damages. In no event shall Tata AIG's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this Website.
    Tata AIG also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing the Website or your downloading of any materials, data, text, images, video, or audio from this Website.

  • Restrictions on use of materials:

    This Website is owned and operated by Tata AIG. Except as otherwise expressly permitted by Tata AIG, no materials from this Website or any Website owned, operated, licensed or controlled by Tata AIG may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this Website for your use only, provided that you also retain the clauses pertaining to all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this Website for public or commercial purposes, including the text, images, audio, and video without Tata AIG's written permission. Tata AIG neither warrants nor represents that your use of materials displayed on this Website will not infringe rights of third parties not owned by or affiliated with Tata AIG.

  • Jurisdictional issues:

    Unless otherwise expressly set forth herein, Tata AIG makes no representation that materials on this Website are appropriate or available for use in any location. Those who choose to access this Website do so on their own initiative and are responsible for compliance with local laws.

    Except as specifically set forth herein the information contained on this Website is not an offer to sell any security, insurance product or other product or service. No security, insurance product or other product or service is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions. All disputes shall be subject to the exclusive jurisdiction of Mumbai courts.

  • Trademarks and copyrights:

    All trademarks, services marks, trade names, logos, and icons are proprietory to Tata AIG. Nothing contained on the Website should be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademark displayed on this Website without the written permission of Tata AIG or such third party that may own the trademarks displayed on this Website. Your use of the trademarks displayed on this Website, or any other content on this Website, except as provided herein, is strictly prohibited. Images displayed on this Website are either the property of, or used with permission from, Tata AIG. The use of these images by you, or anyone else authorised by you, is prohibited unless specifically permitted herein. Any unauthorised use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. Unless otherwise stated, this clause shall override the Privacy Statement.

  • Privacy and ownership of information:

    Unless otherwise expressly set forth herein, any information, communications or material you transmit to this Website by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of Tata AIG. Such information, communications or material may be used for any purpose, including, but not limited to, reproduction, solicitation, disclosure, transmission, publication, broadcast, and posting. Furthermore, Tata AIG is free to use any ideas, concepts, know-how or techniques contained in any communication you send to this Website for any purpose whatsoever, including, but not limited to, developing and marketing insurance products using such information.

    E-mail messages sent to Tata AIG over the Internet cannot be guaranteed to be completely secure. The integrity of such messages cannot be guaranteed on the Internet and Tata AIG will not be responsible for any damages incurred by you due to messages sent or received by you to and from Tata AIG.

  • Software licenses:

    You acknowledge that any software available or provided to you on this Website may contain technology that is subject to strict controls by various rules and regulations in India. You hereby agree that you will not transfer or export such software from India (including, for example, providing such software to any foreign person or entity in India) or re-export such software outside India in violation of Indian laws and regulations. Tata AIG does not authorise the downloading or exportation of any software or technical data from this Website to any jurisdiction prohibited by Indian laws and regulations.


    Except where agreed with you or where it is necessary in regard to your insurance policy/transaction, Tata AIG shall not issue any unsolicited information/emails/ information or any promotional/marketing information. You shall have the right to unsubscribe from receipt of such unsolicited communication/emails by clicking on the relevant email ids.

  • Indemnity:

    You specifically agree to indemnify Tata AIG, its promoters, affiliates, directors, officers and employees, from any loss, claim, demand, or damage, including legal expenses, incurred due to or arising out of your use of or conduct in respect the services offered by Tata AIG.